Legal notice

Who is behind it

eslojusto.es is a project by Endika Iglesias. For any question about the website, write to hola@eslojusto.es.

eslojusto.es is a personal project. These are the details of its owner (art. 10 of the Ley de Servicios de la Sociedad de la Información, the LSSI):

Owner

Endika Iglesias

NIF (tax ID)

72406514F

Address

Calle Barranco del Novillo 26, 28051 Madrid

Contact

hola@eslojusto.es

What the tool does

It compares the figures in your final settlement (finiquito) with the minimum set by law, item by item. The formulas follow the Workers' Statute (Estatuto de los Trabajadores) and the CGPJ's practical guide for calculating severance pay (v0.6, July 2026), and each figure comes with the article it is taken from.

When a rule allows two calculations, it gives the range between them. What your collective agreement may improve, such as more days of holiday or a different accrual of the extra payments (pagas extra), is compared with the legal minimum and flagged. When a detail is missing without which there is no legal figure, such as the notice period for a resignation, it marks it as “can't be checked” instead of giving a figure it cannot know.

If you upload a document, an AI model copies its details into the form. It does not calculate anything: you confirm each detail before reviewing, and the figures are calculated by the same tool as when you type them in.

What it does not do

• It is not legal advice. It gives general information about what the law says.
• It does not know your collective agreement, and it does not review net pay, bonuses (pluses), overtime or commissions.
• It does not decide whether the grounds for a dismissal are justified. That is for a court to decide.
• It does not tell you what to do with your final settlement.

It does not replace an employment law firm, a labour relations adviser (graduado social) or a trade union, who can review your case with your documents and your collective agreement.

The rental review Beta

It compares what you pay or have paid for the rental of a main home, with an agreement signed on or after 6 March 2019, with what the law allows: agency fees, deposit and guarantees, annual increases, expenses and return of the deposit with its interest. Each item comes with the law it is taken from, with its period of validity and its status.

Several rental laws changed in 2026, and some are pending validation (convalidación) by Congress. Each rule says whether it is in force, pending validation or repealed. When a result depends on a law pending validation, it gives both calculations and the total only adds the lower one; if it depends on a decree that Congress repealed, it gives both calculations and does not add them.

It does not assess damage or whether a deduction from the deposit is justified, it does not calculate the cap on the initial rent in stressed housing areas (zonas tensionadas), it does not apply the specific rules of each autonomous community and it does not check extensions or notice periods beyond their dates. Nor does it review seasonal agreements, room rentals, agreements for another use or agreements signed before 6 March 2019.

This is a section in testing: it may contain errors while it is checked against real cases. If you see a figure that does not match the law, you can write to hola@eslojusto.es.

The employment contract review

It compares an ordinary employment contract (relación laboral común) in Spain with what the law guarantees: the pay against each year's SMI, the type of contract and its fixed-term nature, the chaining of contracts against your employment history, the trial period, working hours and rest periods, part-time work, holidays and extra payments, the limits the law sets on some clauses and the information the employer has to give you in writing (Real Decreto 723/2026). Each point comes with the law it is taken from, with its period of validity. When the law says that a fixed-term contract becomes permanent, it quotes the article with its text; it does not decide your case.

It does not read collective agreements or their pay tables: it says what depends on your collective agreement, and it only compares the pay for your job category if you enter it yourself. It does not assess whether the reason for a fixed-term contract is justified, or whether a clause is valid beyond what the law sets in writing, such as its duration or its compensation. It does not calculate net pay, IRPF (income tax) or social security contributions. It does not review special employment relationships, contracts through a temporary employment agency, relief contracts or workers under 18, and for contracts before 30 March 2022 it does not review their fixed-term nature.

The domestic worker review Beta

It compares the pay, working hours, holidays, final settlement and dismissal by withdrawal (desistimiento) of a domestic worker with what is set by Real Decreto 1620/2011, Real Decreto-ley 16/2022 and each year's royal decrees on the SMI, figure by figure and with the article each one is taken from.

It does not assess whether the reason for a withdrawal is true, nor what you may have agreed with the family, nor social security contributions, nor what you receive net. It does not ask for your name, DNI, address, nationality, immigration status, health or pregnancy. It gives information about the law and is not legal advice.

This is a section in testing: it may contain errors while it is checked against real cases. If you see a point that does not match the law, you can write to hola@eslojusto.es.

The review of the APR (TAE) and deadlines of your credit

It recalculates the APR (TAE) of a personal loan, car finance or a revolving card from the figures in its agreement, as set by Ley 16/2011; it compares that APR with the average rate published by the Banco de España for the month of the agreement; it checks whether what was charged for early repayment exceeds the cap in art. 30, and it calculates the withdrawal period. Each result comes with the law, the interpretation or the official data it is taken from.

It does not assess the transparency of the clauses or rate your interest rate: the comparison with the average rate is a reference, with its source, and a judge also weighs the circumstances of the case. It does not calculate any amount from that comparison and does not link to law firms. It does not ask for your name, DNI or account number. It gives information about the law and is not legal advice.

The review of your insurance dates

For a home or car insurance policy, it calculates the last day to give notice that you are not renewing it and whether the notice of changes arrived with the advance notice required by the Ley de Contrato de Seguro and, if you took it out at a distance, the withdrawal period under Ley 22/2007. Each date comes with the article it is taken from.

It does not assess whether the price of your insurance is high or low, nor the cover, nor whether the sum insured matches the value of what is insured, nor how a claim is valued. It does not ask for your name, DNI or policy number. It gives information about the law and is not legal advice.

The review of your mortgage costs and feesBeta

For an individual's mortgage on their home, it separates the set-up costs that Ley 5/2019 places on the bank for deeds from 16-06-2019, and the tax from 10-11-2018, from what corresponds under the allocation the Tribunal Supremo (Supreme Court) applies to earlier deeds, never adding them together; it checks whether what was charged for early repayment or for switching to a fixed rate exceeds the legal cap, and it says what the law and the courts have said about the clauses in the deed, with their source and date. Each result comes with the law or the interpretation it is taken from.

It does not assess whether the clauses in your deed are transparent or whether they are unfair (abusividad), it does not calculate what a floor clause (cláusula suelo) or the IRPH meant for your instalments and it does not say whether any time limit has passed in your case. It does not link to law firms. It does not ask for your name, DNI or address. It gives information about the law and is not legal advice.

This is a section in testing: it may contain errors while it is checked against real cases. If you see a figure that does not match the law, you can write to hola@eslojusto.es.

The reviews of your billsBeta

For a household electricity bill on the 2.0TD tariff, up to 15 kW, in the Peninsula or the Balearic Islands (Baleares) and issued from 12-06-2026, it checks line by line whether its figures add up with your own prices and with what the regulations set: days, contracted power, energy, access charges and levies, the taxes in force on that date, meter rental, bono social and charges your tariff does not allow. For a mobile or internet contract, it calculates the penalty the law allows if you leave early, whether a change of conditions lets you leave without it and whether you are charged for days after cancellation. Each result comes with the regulation or the official table it is taken from.

It does not compare offers or say which tariff or contracted power to choose: to compare offers, the CNMC has an official comparison tool. It does not recalculate PVPC energy hour by hour, because that would need your consumption for each hour. It does not cover Canarias, Ceuta or Melilla, or bills issued before 12-06-2026. It does not ask for your name, DNI, your supply point code or account number. It gives information about the regulations and is not legal advice.

This is a section in testing: it may contain errors while it is checked against real cases. If you see a figure that does not match the regulations, you can write to hola@eslojusto.es.

The estimate of unemployment benefit during an ERTE Beta

It estimates gross monthly unemployment benefit during an ERTE (temporary lay-off scheme) for economic, technical, organisational or production reasons, for force majeure or under the mecanismo RED, with the benefit base (base reguladora) and the figures you enter yourself: the amount with its limits, whether it is total or partial unemployment, whether it uses up the benefit you have left for later and the contributions required. Each block carries the article of the Ley General de la Seguridad Social it comes from, including its additional provisions 41.ª and 46.ª.

It does not calculate your benefit base or what you receive net, it does not check whether you meet the requirements or whether the ERTE is valid, and it does not replace what SEPE recognises. It gives information about the law and is not legal advice.

This is a section in testing: it may contain errors while it is checked against real cases. If you see a figure that does not match the law, you can write to hola@eslojusto.es.

Terms of sale of the pass

It is sold by Endika Iglesias, NIF 72406514F, owner of eslojusto.es. Their address is Calle Barranco del Novillo 26, 28051 Madrid. For any question about a purchase, write to hola@eslojusto.es.

• What you buy: a digital pass that lasts 7 days from payment and is only valid in the browser you pay with. During that time you can redo or correct your review, read up to 15 document packs and download, as many times as you like and without paying again, a PDF report with the review of your final settlement and a template letter “received, not agreed” (recibí no conforme), with your figures if something is missing. The report and the letter are generated on your device with the details of your review, which we do not store anywhere.
• In the rental review, the same pass shows the detail of each item and lets you download a PDF report and, if the review has figures for them, letters about the deposit and the increases, also generated on your device. The pass is valid for any review during its 7 days, including the final settlement review.
• In the contract review, the same pass shows the detail of each point and lets you download a PDF report and the letter to the employer, also generated on your device. The letter asking for the information in writing and the request for the certificate of fixed-term contracts can be downloaded free. The pass is valid for any review during its 7 days.
• In the mortgage review, the same pass lets you download a PDF report and, if the review has amounts set by law, the letter asking the bank to review them, also generated on your device. It is offered only if some cost or fee has a figure. The letter asking for the mortgage documentation can be downloaded free. The pass is valid for any review during its 7 days.
• For electricity bills, the same pass lets you review your whole year and download a PDF report with each bill and, if any line goes beyond the regulations, the letter asking for a corrected invoice (factura rectificativa); for the minimum-term commitment, the report on your cancellation and, if the penalty goes beyond what the regulations allow, the letter asking for it to be reviewed. They are generated on your device. The letter giving notice of your cancellation without penalty after a change of conditions can be downloaded free. The pass is valid for any review during its 7 days.
• Where it is valid: the pass is stored only in that browser. On another device, in a private window or if you clear your browsing data, it is lost.
• Price: 4,99 € including IVA (VAT). A single payment by card or Bizum on Stripe's page, with no subscription or later charges.
• Delivery: immediate, when you return from the payment; download the report and the letter then. If you do not see the downloads, “Already paid?” in the result recovers the pass, but only in the browser you paid with.
• Withdrawal: it is digital content delivered immediately. Before paying, we ask you to tick that you want to receive it now and that you know you thereby lose the 14-day right of withdrawal (art. 103.m of the consolidated text of the Ley General para la Defensa de los Consumidores y Usuarios, the general consumer protection law).
• If something goes wrong, for example if you cannot download the report or you are charged twice, write to hola@eslojusto.es and the corresponding amount is refunded.
• The report gives general information about the law and is not legal advice. The letter is a template: whether to use it or not is your decision.

Errors in the figures

Severance pay figures are checked against cases calculated with the CGPJ's calculator. If you see a figure that does not match the law, you can write to hola@eslojusto.es.